JANB vs SCHD
Aptus January Buffer ETF vs Schwab US Dividend Equity ETF
Which is better, JANB or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JANB | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $93M | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 10 | 206 |
| YTD Return | +10.18% | +23.29%Best |
| 1Y Return | +13.24% | +29.70%Best |
| 3Y Return (annualized) | - | +16.26% |
| 5Y Return (annualized) | - | +9.65% |
| Volatility (annualized) | 7.0%Best | 14.5% |
| Fund Family | Aptus ETFs | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Oct 13, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
JANB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JANB vs SCHD Performance
Aptus January Buffer ETF (JANB) is an ETF from Aptus ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JANB returned +13.24% while SCHD returned +29.70%. Year to date, JANB is up 10.18% versus a gain of 23.29% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 7.0% for JANB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JANB charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, JANB currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of JANB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JANB or SCHD?
JANB has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, JANB or SCHD?
Over the past year JANB returned +13.24% vs +29.70% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JANB or SCHD?
SCHD has been the more volatile fund at 14.5% annualized versus 7.0% for JANB.
Should I hold both JANB and SCHD?
JANB and SCHD have a monthly-return correlation of 0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JANB or SCHD?
JANB yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JANB?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.