JCPB vs VTI
JPMorgan Core Plus Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JCPB or VTI?
Long Term High Quality against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JCPB | VTI |
|---|---|---|
| Expense Ratio | 0.37% | 0.03%Best |
| AUM | $14.5B | $666.9B |
| Dividend Yield | 4.97% | 1.03% |
| Holdings | 2,742 | 3,543 |
| YTD Return | -0.64% | +11.65%Best |
| 1Y Return | +0.34% | +17.34%Best |
| 3Y Return (annualized) | +5.16% | +20.35%Best |
| 5Y Return (annualized) | +0.51% | +11.72%Best |
| Volatility (annualized) | 5.5%Best | 16.8% |
| Max Drawdown | -17.7%Best | -35.0% |
| $10,000 over 5 years | $10,258 | $17,404Best |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term High Quality | Large Cap Blend |
| Inception | Jan 28, 2019 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 30, 2019 to Sep 10, 2026 (7.6 years).
JCPB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JCPB vs VTI Performance
JPMorgan Core Plus Bond ETF (JCPB) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JCPB returned +0.34% while VTI returned +17.34%. Year to date, JCPB is down 0.64% versus a gain of 11.65% for VTI.
Over three years, JCPB compounded at +5.16% per year against +20.35% for VTI; over five years the annualized figures are +0.51% and +11.72% respectively. Across the full 8-year window we track, VTI has the edge at +15.19% annualized vs +1.67%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 5.5% for JCPB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.7% for JCPB and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JCPB charges 0.37% per year while VTI charges 0.03%. On a $10,000 position that is $37 vs $3 annually, a gap of $34 per year that compounds over a long holding period. On income, JCPB currently yields 4.97% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 66 holdings in JCPB and 2,787 in VTI, totalling 8.4% and 90.6% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 4 positions appear in both.
4 positions in common, counted across the 66 positions we hold weights for in JCPB and 2,787 in VTI, against full books of 2,742 and 3,543.
You are not choosing between two funds in isolation.
Whichever of JCPB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JCPB or VTI?
JCPB has an expense ratio of 0.37% while VTI charges 0.03%. VTI is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, JCPB or VTI?
Over the past year JCPB returned +0.34% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), JCPB annualized +1.67% vs +15.19% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JCPB or VTI?
VTI has been the more volatile fund at 16.8% annualized versus 5.5% for JCPB. Worst drawdown: JCPB -17.7% vs VTI -35.0%.
Should I hold both JCPB and VTI?
JCPB and VTI have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JCPB or VTI?
JCPB yields 4.97% while VTI yields 1.03%, so JCPB currently pays the higher dividend yield.
Is VTI better than JCPB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.