JDVI vs SCHD
John Hancock Disciplined Value International Select ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | JDVI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.69% | 0.06% | |
| AUM | $734M | $103.7B | |
| Dividend Yield | 2.24% | 3.31% | |
| Holdings | 39 | 104 | |
| YTD Return | +14.07% | +25.33% | |
| 1Y Return | +30.62% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 13.0% | 13.6% | |
| Max Drawdown | -15.0% | -33.4% | |
| Fund Family | John Hancock Investment Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 19, 2023 | Oct 20, 2011 |
JDVI vs SCHD Performance
John Hancock Disciplined Value International Select ETF (JDVI) is a ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JDVI returned +30.62% while SCHD returned +32.31%. Year to date, JDVI is up 14.07% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.0% for JDVI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.0% for JDVI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JDVI charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, JDVI currently yields 2.24% against 3.31% for SCHD.
Holdings Overlap
JDVI and SCHD share 0 holdings out of 138 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JDVI or SCHD?
JDVI has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.
Which performed better, JDVI or SCHD?
Over the past year JDVI returned +30.62% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), JDVI annualized +22.04% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, JDVI or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.0% for JDVI. Worst drawdown: JDVI -15.0% vs SCHD -33.4%.
Should I hold both JDVI and SCHD?
JDVI and SCHD have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JDVI and SCHD?
JDVI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 138 unique securities.
Which pays a higher dividend, JDVI or SCHD?
JDVI yields 2.24% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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