JHMD vs VTI
John Hancock MultiFactor Developed International ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JHMD or VTI?
Each has led over a different period.
VTI has a lower expense ratio. JHMD led over 1Y, VTI over 3Y, 5Y and the full window. JHMD is less concentrated, with 11.2% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JHMD | VTI |
|---|---|---|
| Expense Ratio | 0.39% | 0.03%Best |
| AUM | $978M | $666.9B |
| Dividend Yield | 2.95% | 1.03% |
| Holdings | 594 | 3,543 |
| YTD Return | +9.61% | +12.30%Best |
| 1Y Return | +16.15%Best | +16.08% |
| 3Y Return (annualized) | +17.03% | +21.01%Best |
| 5Y Return (annualized) | +9.50% | +12.36%Best |
| Volatility (annualized) | 14.9%Best | 16.0% |
| Max Drawdown | -38.9% | -35.0%Best |
| $10,000 over 5 years | $15,742 | $17,908Best |
| Top 10 Weight | 11.2%Best | 33.3% |
| Fund Family | John Hancock Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 15, 2016 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 16, 2016 to Sep 18, 2026 (9.8 years).
JHMD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.8 years both funds cover.
JHMD vs VTI Performance
John Hancock MultiFactor Developed International ETF (JHMD) is an ETF from John Hancock Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JHMD returned +16.15% while VTI returned +16.08%. Year to date, JHMD is up 9.61% versus a gain of 12.30% for VTI.
Over three years, JHMD compounded at +17.03% per year against +21.01% for VTI; over five years the annualized figures are +9.50% and +12.36% respectively. Across the full 10-year window we track, VTI has the edge at +13.61% annualized vs +8.29%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 14.9% for JHMD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.9% for JHMD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JHMD charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, JHMD currently yields 2.95% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 549 holdings in JHMD and 3,463 in VTI, totalling 98.3% and 98.1% of the two funds. That is not enough of VTI to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 549 positions we hold weights for in JHMD and 3,463 in VTI, against full books of 594 and 3,543.
What only one of them owns
Our book lists 1,150 positions for VTI that do not appear in our book for JHMD (97.5% of the fund), and 8 for JHMD that do not appear in VTI (2.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in JHMD | Weight in VTI | Difference |
|---|---|---|---|
| SGP:AUStockland Corp. Ltd. | 0.03% | 0.00% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of JHMD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JHMD or VTI?
JHMD has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, JHMD or VTI?
Over the past year JHMD returned +16.15% vs +16.08% for VTI, so JHMD leads on 1-year performance. Over the longest common window we track (10 years), JHMD annualized +8.29% vs +13.61% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JHMD or VTI?
VTI has been the more volatile fund at 16.0% annualized versus 14.9% for JHMD. Worst drawdown: JHMD -38.9% vs VTI -35.0%.
Should I hold both JHMD and VTI?
JHMD and VTI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JHMD or VTI?
JHMD yields 2.95% while VTI yields 1.03%, so JHMD currently pays the higher dividend yield.
Is VTI better than JHMD?
VTI has a lower expense ratio. JHMD led over 1Y, VTI over 3Y, 5Y and the full window. JHMD is less concentrated, with 11.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.