JLQD vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricJLQDVTIWinner
Expense Ratio0.20%0.03%
AUM$14M$663.5B
Dividend Yield5.82%1.07%
Holdings1553,543
YTD Return-0.25%+14.20%
1Y Return+2.62%+24.16%
3Y Return (annualized)+5.58%+21.12%
5Y Return (annualized)+0.01%+12.37%
Volatility (annualized)7.9%15.3%
Max Drawdown-21.2%-56.6%
Fund FamilyJanus Henderson InvestorsVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 8, 2021May 24, 2001

JLQD vs VTI Performance

Janus Henderson Corporate Bond ETF (JLQD) is a ETF from Janus Henderson Investors and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JLQD returned +2.62% while VTI returned +24.16%. Year to date, JLQD is down 0.25% versus a gain of 14.20% for VTI.

Over three years, JLQD compounded at +5.58% per year against +21.12% for VTI; over five years the annualized figures are +0.01% and +12.37% respectively. Across the full 5-year window we track, VTI has the edge at +8.14% annualized vs +0.01%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.9% for JLQD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.2% for JLQD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JLQD charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, JLQD currently yields 5.82% against 1.07% for VTI.

Holdings Overlap

0.2%overlap

JLQD and VTI share 1 holdings out of 2887 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JLQDWeight in VTIDifference
INTC0.21%0.77%0.56%

Frequently Asked Questions

Which is cheaper, JLQD or VTI?

JLQD has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, JLQD or VTI?

Over the past year JLQD returned +2.62% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), JLQD annualized +0.01% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, JLQD or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 7.9% for JLQD. Worst drawdown: JLQD -21.2% vs VTI -56.6%.

Should I hold both JLQD and VTI?

JLQD and VTI have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JLQD and VTI?

JLQD and VTI share 1 common holdings with a 0.2% weight overlap. Combined, they hold 2887 unique securities.

Which pays a higher dividend, JLQD or VTI?

JLQD yields 5.82% while VTI yields 1.07%, so JLQD currently pays the higher dividend yield.

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