JMTG vs VTI
JPMorgan Mortgage-Backed Securities ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JMTG or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JMTG | VTI |
|---|---|---|
| Expense Ratio | 0.24% | 0.03%Best |
| AUM | $6.8B | $690.1B |
| Dividend Yield | 4.35% | 1.03% |
| Holdings | 2,599 | 3,524 |
| YTD Return | -2.49% | +13.35%Best |
| 1Y Return | -1.60% | +15.92%Best |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 4.2%Best | 11.4% |
| Max Drawdown | -4.8%Best | -8.9% |
| $10,000 over 1.3 years | $10,120 | $12,714Best |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jun 27, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jun 30, 2025 to Oct 2, 2026 (1.3 years).
JMTG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
JMTG vs VTI Performance
JPMorgan Mortgage-Backed Securities ETF (JMTG) is an ETF from J.P. Morgan Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JMTG returned -1.60% while VTI returned +15.92%. Year to date, JMTG is down 2.49% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.4% compared with 4.2% for JMTG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.8% for JMTG and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JMTG charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, JMTG currently yields 4.35% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1,276 holdings in JMTG and 3,463 in VTI, totalling 70.2% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 46 days apart, JMTG as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 1,276 positions we hold weights for in JMTG and 3,463 in VTI, against full books of 2,599 and 3,524.
You are not choosing between two funds in isolation.
Whichever of JMTG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JMTG or VTI?
JMTG has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, JMTG or VTI?
Over the past year JMTG returned -1.60% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), JMTG annualized +0.92% vs +20.29% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JMTG or VTI?
VTI has been the more volatile fund at 11.4% annualized versus 4.2% for JMTG. Worst drawdown: JMTG -4.8% vs VTI -8.9%.
Should I hold both JMTG and VTI?
JMTG and VTI have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JMTG or VTI?
JMTG yields 4.35% while VTI yields 1.03%, so JMTG currently pays the higher dividend yield.
Is VTI better than JMTG?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.