JMTG vs VTI
JMTG vs VTI
JPMorgan Mortgage-Backed Securities ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JMTG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.03% | |
| AUM | $6.8B | $663.5B | |
| Dividend Yield | 1.05% | 1.07% | |
| Holdings | 2,513 | 3,543 | |
| YTD Return | +0.45% | +14.20% | |
| 1Y Return | +3.81% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 3.5% | 15.3% | |
| Max Drawdown | -2.8% | -56.6% | |
| Fund Family | J.P. Morgan Asset Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 27, 2025 | May 24, 2001 |
JMTG vs VTI Performance
JPMorgan Mortgage-Backed Securities ETF (JMTG) is a ETF from J.P. Morgan Asset Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JMTG returned +3.81% while VTI returned +24.16%. Year to date, JMTG is up 0.45% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 3.5% for JMTG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for JMTG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JMTG charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, JMTG currently yields 1.05% against 1.07% for VTI.
Holdings Overlap
JMTG and VTI share 0 holdings out of 3676 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JMTG or VTI?
JMTG has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, JMTG or VTI?
Over the past year JMTG returned +3.81% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), JMTG annualized +3.81% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, JMTG or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 3.5% for JMTG. Worst drawdown: JMTG -2.8% vs VTI -56.6%.
Should I hold both JMTG and VTI?
JMTG and VTI have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JMTG and VTI?
JMTG and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3676 unique securities.
Which pays a higher dividend, JMTG or VTI?
JMTG yields 1.05% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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