JPY vs SCHD
Lazard Japanese Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. JPY delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | JPY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | - | $108.7B | |
| Dividend Yield | 1.38% | 3.13% | |
| Holdings | 64 | 104 | |
| YTD Return | +22.41% | +26.54% | |
| 1Y Return | +31.03% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 14.3% | 13.6% | |
| Max Drawdown | -15.1% | -33.4% | |
| Fund Family | Lazard Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 4, 2025 | Oct 20, 2011 |
JPY vs SCHD Performance
Lazard Japanese Equity ETF (JPY) is a ETF from Lazard Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JPY returned +31.03% while SCHD returned +30.90%. Year to date, JPY is up 22.41% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
JPY has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for JPY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPY charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, JPY currently yields 1.38% against 3.13% for SCHD.
Holdings Overlap
JPY and SCHD share 0 holdings out of 161 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPY or SCHD?
JPY has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, JPY or SCHD?
Over the past year JPY returned +31.03% vs +30.90% for SCHD, so JPY leads on 1-year performance. Over the longest common window we track (1 years), JPY annualized +51.99% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, JPY or SCHD?
JPY has been the more volatile fund at 14.3% annualized versus 13.6% for SCHD. Worst drawdown: JPY -15.1% vs SCHD -33.4%.
Should I hold both JPY and SCHD?
JPY and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPY and SCHD?
JPY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 161 unique securities.
Which pays a higher dividend, JPY or SCHD?
JPY yields 1.38% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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