JPY vs SCHD
Lazard Japanese Equity ETF vs Schwab US Dividend Equity ETF
Which is better, JPY or SCHD?
JPY has been ahead.
SCHD has a lower expense ratio. JPY led over 1Y and the full window. JPY is less concentrated, with 36.4% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JPY | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | - | $112.2B |
| Dividend Yield | 1.38% | 3.13% |
| Holdings | 64 | 103 |
| YTD Return | +23.21% | +27.56%Best |
| 1Y Return | +31.39%Best | +30.29% |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 13.8% | 11.5%Best |
| Max Drawdown | -15.1% | -4.6%Best |
| $10,000 over 1.4 years | $17,659Best | $14,569 |
| Top 10 Weight | 36.4%Best | 41.5% |
| Fund Family | Lazard Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Apr 4, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 7, 2025 to Sep 4, 2026 (1.4 years).
JPY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
JPY vs SCHD Performance
Lazard Japanese Equity ETF (JPY) is an ETF from Lazard Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JPY returned +31.39% while SCHD returned +30.29%. Year to date, JPY is up 23.21% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JPY has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 11.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.1% for JPY and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JPY charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, JPY currently yields 1.38% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 62 holdings in JPY and 100 in SCHD, totalling 98.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 62 positions we hold weights for in JPY and 100 in SCHD, against full books of 64 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for JPY (99.9% of the fund), and 0 for JPY that do not appear in SCHD (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of JPY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JPY or SCHD?
JPY has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, JPY or SCHD?
Over the past year JPY returned +31.39% vs +30.29% for SCHD, so JPY leads on 1-year performance. Over the longest common window we track (1 years), JPY annualized +50.11% vs +30.84% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JPY or SCHD?
JPY has been the more volatile fund at 13.8% annualized versus 11.5% for SCHD. Worst drawdown: JPY -15.1% vs SCHD -4.6%.
Should I hold both JPY and SCHD?
JPY and SCHD have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JPY or SCHD?
JPY yields 1.38% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JPY?
SCHD has a lower expense ratio. JPY led over 1Y and the full window. JPY is less concentrated, with 36.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.