JULI vs VYM

JULI vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricJULIVYMWinner
Expense Ratio0.79%0.04%
AUM$6M$81.6B
Dividend Yield0.00%2.24%
Holdings0616
YTD Return+3.68%+16.42%
1Y Return-+24.22%
3Y Return (annualized)-+19.03%
5Y Return (annualized)-+12.21%
Volatility (annualized)-14.6%
Max Drawdown-1.9%-58.8%
Fund FamilyAllianzIMVanguard (US)
CategoryAlternativeEquity
InceptionJun 30, 2026Nov 10, 2006

JULI vs VYM Performance

AllianzIM International Equity Buffer15 Uncapped Jul ETF (JULI) is a ETF from AllianzIM and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, JULI is up 3.68% versus a gain of 16.42% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for JULI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

JULI charges 0.79% per year while VYM charges 0.04%. On a $10,000 position that is $79 vs $4 annually, a gap of $75 per year that compounds over a long holding period. On income, JULI currently yields 0.00% against 2.24% for VYM.

Frequently Asked Questions

Which is cheaper, JULI or VYM?

JULI has an expense ratio of 0.79% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $75 per year of difference.

Which pays a higher dividend, JULI or VYM?

JULI yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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