JULP vs VYM
PGIM S&P 500 Buffer 12 ETF - July vs Vanguard High Dividend Yield ETF
Which is better, JULP or VYM?
Option Writing against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JULP | VYM |
|---|---|---|
| Expense Ratio | 0.50% | 0.04%Best |
| AUM | $36M | $81.6B |
| Dividend Yield | 0.00% | 2.22% |
| Holdings | 8 | 613 |
| YTD Return | +7.67% | +12.29%Best |
| 1Y Return | +10.89% | +16.61%Best |
| 3Y Return (annualized) | - | +17.42% |
| 5Y Return (annualized) | - | +12.12% |
| Volatility (annualized) | 6.8%Best | 10.1% |
| Max Drawdown | -12.4%Best | -14.5% |
| $10,000 over 2.4 years | $13,352 | $14,478Best |
| Fund Family | PGIM Investments | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | May 8, 2024 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: May 8, 2024 to Sep 17, 2026 (2.4 years).
JULP vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
JULP vs VYM Performance
PGIM S&P 500 Buffer 12 ETF - July (JULP) is an ETF from PGIM Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year JULP returned +10.89% while VYM returned +16.61%. Year to date, JULP is up 7.67% versus a gain of 12.29% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.1% compared with 6.8% for JULP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for JULP and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JULP charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, JULP currently yields 0.00% against 2.22% for VYM.
You are not choosing between two funds in isolation.
Whichever of JULP and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JULP or VYM?
JULP has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, JULP or VYM?
Over the past year JULP returned +10.89% vs +16.61% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), JULP annualized +12.80% vs +16.67% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JULP or VYM?
VYM has been the more volatile fund at 10.1% annualized versus 6.8% for JULP. Worst drawdown: JULP -12.4% vs VYM -14.5%.
Should I hold both JULP and VYM?
JULP and VYM have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JULP or VYM?
JULP yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than JULP?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.