JXX vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricJXXSCHDWinner
Expense Ratio0.57%0.06%
AUM$25M$103.7B
Dividend Yield0.01%3.31%
Holdings24104
YTD Return+15.93%+26.21%
1Y Return+22.95%+29.99%
3Y Return (annualized)-+15.73%
5Y Return (annualized)-+9.67%
Volatility (annualized)24.2%13.6%
Max Drawdown-23.7%-33.4%
Fund FamilyJanus Henderson InvestorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 4, 2025Oct 20, 2011

JXX vs SCHD Performance

Janus Henderson Transformational Growth ETF (JXX) is a ETF from Janus Henderson Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JXX returned +22.95% while SCHD returned +29.99%. Year to date, JXX is up 15.93% versus a gain of 26.21% for SCHD.

Risk: Volatility and Drawdowns

JXX has been the more volatile fund, with annualized monthly volatility of 24.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.7% for JXX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JXX charges 0.57% per year while SCHD charges 0.06%. On a $10,000 position that is $57 vs $6 annually, a gap of $51 per year that compounds over a long holding period. On income, JXX currently yields 0.01% against 3.31% for SCHD.

Holdings Overlap

4.5%overlap

JXX and SCHD share 1 holdings out of 122 unique holdings combined, representing a 4.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JXXWeight in SCHDDifference
UNH5.13%4.54%0.59%

Frequently Asked Questions

Which is cheaper, JXX or SCHD?

JXX has an expense ratio of 0.57% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, JXX or SCHD?

Over the past year JXX returned +22.95% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), JXX annualized +17.99% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, JXX or SCHD?

JXX has been the more volatile fund at 24.2% annualized versus 13.6% for SCHD. Worst drawdown: JXX -23.7% vs SCHD -33.4%.

Should I hold both JXX and SCHD?

JXX and SCHD have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JXX and SCHD?

JXX and SCHD share 1 common holdings with a 4.5% weight overlap. Combined, they hold 122 unique securities.

Which pays a higher dividend, JXX or SCHD?

JXX yields 0.01% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.