KFEB vs SCHD
KFEB vs SCHD
Innovator US Small Cap Power Buffer ETF - February vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | KFEB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.06% | |
| AUM | $41M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 6 | 104 | |
| YTD Return | +14.41% | +24.26% | |
| 1Y Return | +24.87% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 8.9% | 13.6% | |
| Max Drawdown | -14.2% | -33.4% | |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jan 31, 2025 | Oct 20, 2011 |
KFEB vs SCHD Performance
Innovator US Small Cap Power Buffer ETF - February (KFEB) is a ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KFEB returned +24.87% while SCHD returned +31.38%. Year to date, KFEB is up 14.41% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 8.9% for KFEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.2% for KFEB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
KFEB charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, KFEB currently yields 0.00% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, KFEB or SCHD?
KFEB has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.
Which performed better, KFEB or SCHD?
Over the past year KFEB returned +24.87% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), KFEB annualized +16.26% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, KFEB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 8.9% for KFEB. Worst drawdown: KFEB -14.2% vs SCHD -33.4%.
Should I hold both KFEB and SCHD?
KFEB and SCHD have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, KFEB or SCHD?
KFEB yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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