LAPR vs VTI
Innovator Premium Income 15 Buffer ETF - April vs Vanguard Morningstar Total Stock Market ETF
Which is better, LAPR or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LAPR | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $11M | $666.9B |
| Dividend Yield | 5.34% | 1.03% |
| Holdings | 22 | 3,543 |
| YTD Return | +0.36% | +12.30%Best |
| 1Y Return | +0.02% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 1.6%Best | 12.0% |
| Max Drawdown | -3.8%Best | -19.3% |
| $10,000 over 2.5 years | $10,861 | $14,953Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Apr 1, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 1, 2024 to Sep 18, 2026 (2.5 years).
LAPR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
LAPR vs VTI Performance
Innovator Premium Income 15 Buffer ETF - April (LAPR) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year LAPR returned +0.02% while VTI returned +16.08%. Year to date, LAPR is up 0.36% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 1.6% for LAPR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.8% for LAPR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LAPR charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, LAPR currently yields 5.34% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of LAPR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LAPR or VTI?
LAPR has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, LAPR or VTI?
Over the past year LAPR returned +0.02% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LAPR or VTI?
VTI has been the more volatile fund at 12.0% annualized versus 1.6% for LAPR. Worst drawdown: LAPR -3.8% vs VTI -19.3%.
Should I hold both LAPR and VTI?
LAPR and VTI have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LAPR or VTI?
LAPR yields 5.34% while VTI yields 1.03%, so LAPR currently pays the higher dividend yield.
Is VTI better than LAPR?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.