LAZR vs SCHD
Tema Photonics & Optical ETF vs Schwab US Dividend Equity ETF
Which is better, LAZR or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. LAZR led over 1Y, SCHD over 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LAZR | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $145M | $119.9B |
| Dividend Yield | 0.00% | 2.96% |
| Holdings | 58 | 204 |
| YTD Return | -37.29% | +33.09%Best |
| 1Y Return | +2566.39%Best | +37.17% |
| 3Y Return (annualized) | -11.21% | +20.32%Best |
| 5Y Return (annualized) | -36.20% | +10.36%Best |
| Volatility (annualized) | 11414.1% | 15.1%Best |
| Max Drawdown | - | -16.9% |
| $10,000 over 5 years | $1,057 | $16,370Best |
| Fund Family | Tema Global Limited | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 30, 2026 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 3, 2020 to Nov 11, 2026 (5.9 years).
LAZR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.9 years both funds cover.
LAZR vs SCHD Performance
Tema Photonics & Optical ETF (LAZR) is an ETF from Tema Global Limited and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year LAZR returned +2566.39% while SCHD returned +37.17%. Year to date, LAZR is down 37.29% versus a gain of 33.09% for SCHD.
Over three years, LAZR compounded at -11.21% per year against +20.32% for SCHD; over five years the annualized figures are -36.20% and +10.36% respectively. Across the full 6-year window we track, SCHD has the edge at +12.95% annualized vs -33.08%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
LAZR has been the more volatile fund, with annualized monthly volatility of 11414.1% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.07. They move largely independently of each other.
Fees and Cost Over Time
LAZR charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, LAZR currently yields 0.00% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 25 holdings in LAZR and 98 in SCHD, totalling 91.2% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 25 positions we hold weights for in LAZR and 98 in SCHD, against full books of 58 and 204.
You are not choosing between two funds in isolation.
Whichever of LAZR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LAZR or SCHD?
LAZR has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, LAZR or SCHD?
Over the past year LAZR returned +2566.39% vs +37.17% for SCHD, so LAZR leads on 1-year performance. Over the longest common window we track (6 years), LAZR annualized -33.08% vs +12.95% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LAZR or SCHD?
LAZR has been the more volatile fund at 11414.1% annualized versus 15.1% for SCHD.
Should I hold both LAZR and SCHD?
LAZR and SCHD have a monthly-return correlation of -0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LAZR or SCHD?
LAZR yields 0.00% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LAZR?
SCHD has a lower expense ratio. LAZR led over 1Y, SCHD over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.