LCR vs SCHD
Leuthold Core ETF vs Schwab US Dividend Equity ETF
Which is better, LCR or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 66.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LCR | SCHD |
|---|---|---|
| Expense Ratio | 0.83% | 0.06%Best |
| AUM | $69M | $112.1B |
| Dividend Yield | 1.32% | 3.00% |
| Holdings | 36 | 103 |
| Volatility (annualized) | 10.1%Best | 17.9% |
| Max Drawdown | -17.4%Best | -33.4% |
| $10,000 over 5 years | $14,558 | $16,669Best |
| Top 10 Weight | 66.4% | 41.8%Best |
| Fund Family | Leuthold Funds | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Jan 3, 2020 | Oct 20, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 601 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. LCR has data through Jan 17, 2025 and SCHD through Sep 10, 2026.
Volatility and max drawdown, and the $10,000 over 5 years row, are measured over the window both funds cover: Jan 6, 2020 to Jan 17, 2025 (5 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 10.1% for LCR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.4% for LCR and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
LCR charges 0.83% per year while SCHD charges 0.06%. On a $10,000 position that is $83 vs $6 annually, a gap of $77 per year that compounds over a long holding period. On income, LCR currently yields 1.32% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 34 holdings in LCR and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 34 positions we hold weights for in LCR and 100 in SCHD, against full books of 36 and 103.
What only one of them owns
Measured across the 34 and 100 positions we hold weights for.
SCHD holds 99 positions LCR does not, 99.9% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of LCR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LCR or SCHD?
LCR has an expense ratio of 0.83% while SCHD charges 0.06%. SCHD is the cheaper option, by $77 a year on a $10,000 investment.
Which is riskier, LCR or SCHD?
SCHD has been the more volatile fund at 17.9% annualized versus 10.1% for LCR. Worst drawdown: LCR -17.4% vs SCHD -33.4%.
Should I hold both LCR and SCHD?
LCR and SCHD have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LCR or SCHD?
LCR yields 1.32% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than LCR?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 66.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.