LDRH vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricLDRHQQQWinner
Expense Ratio0.35%0.18%
AUM$23M$455.8B
Dividend Yield6.47%0.41%
Holdings1,267108
YTD Return+1.37%+17.46%
1Y Return+4.19%+26.02%
3Y Return (annualized)-+25.51%
5Y Return (annualized)-+15.12%
Volatility (annualized)1.8%30.6%
Max Drawdown-3.2%-83.0%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryFixed IncomeEquity
InceptionNov 7, 2024Mar 10, 1999

LDRH vs QQQ Performance

iShares iBonds 1-5 Year High Yield and Income Ladder ETF (LDRH) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year LDRH returned +4.19% while QQQ returned +26.02%. Year to date, LDRH is up 1.37% versus a gain of 17.46% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.8% for LDRH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.2% for LDRH and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

LDRH charges 0.35% per year while QQQ charges 0.18%. On a $10,000 position that is $35 vs $18 annually, a gap of $17 per year that compounds over a long holding period. On income, LDRH currently yields 6.47% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

LDRH and QQQ share 0 holdings out of 109 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, LDRH or QQQ?

LDRH has an expense ratio of 0.35% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, LDRH or QQQ?

Over the past year LDRH returned +4.19% vs +26.02% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), LDRH annualized +4.94% vs +13.08% for QQQ. Past performance does not guarantee future results.

Which is riskier, LDRH or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 1.8% for LDRH. Worst drawdown: LDRH -3.2% vs QQQ -83.0%.

Should I hold both LDRH and QQQ?

LDRH and QQQ have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between LDRH and QQQ?

LDRH and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 109 unique securities.

Which pays a higher dividend, LDRH or QQQ?

LDRH yields 6.47% while QQQ yields 0.41%, so LDRH currently pays the higher dividend yield.

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