LQID vs SPY

LQID vs SPY

Which is better, LQID or SPY?

Short Term Bond against Large Cap Blend.

SPY has a lower expense ratio.

Lower Fees: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricLQIDSPY
Expense Ratio0.35%0.09%Best
AUM$14M$804.7B
Dividend Yield0.88%0.98%
Holdings10505
YTD Return-0.42%+11.52%Best
1Y Return-+17.48%
3Y Return (annualized)-+20.62%
5Y Return (annualized)-+12.73%
Fund FamilyKurvState Street Investment Management
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionMay 12, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

LQID vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

LQID vs SPY Performance

Kurv Enhanced Short Maturity ETF (LQID) is an ETF from Kurv and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, LQID is down 0.42% versus a gain of 11.52% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

LQID charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, LQID currently yields 0.88% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 7 holdings in LQID and 504 in SPY, totalling 53.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 7 positions we hold weights for in LQID and 504 in SPY, against full books of 10 and 505.

You are not choosing between two funds in isolation.

Whichever of LQID and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

LQIDSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, LQID or SPY?

LQID has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option, by $26 a year on a $10,000 investment.

Which pays a higher dividend, LQID or SPY?

LQID yields 0.88% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than LQID?

SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.