LVLN vs VTI
State Street SPDR S&P Leveraged Loan ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, LVLN or VTI?
Bank Loan against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LVLN | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $54M | $689.2B |
| Dividend Yield | 6.07% | 1.06% |
| Holdings | 184 | 3,542 |
| YTD Return | +2.58% | +8.54%Best |
| 1Y Return | +3.48% | +11.14%Best |
| 3Y Return (annualized) | - | +20.29% |
| 5Y Return (annualized) | - | +9.84% |
| Volatility (annualized) | 3.2%Best | 13.7% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Blend |
| Inception | Nov 17, 2025 | May 24, 2001 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
LVLN vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
LVLN vs VTI Performance
State Street SPDR S&P Leveraged Loan ETF (LVLN) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year LVLN returned +3.48% while VTI returned +11.14%. Year to date, LVLN is up 2.58% versus a gain of 8.54% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 3.2% for LVLN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
LVLN charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, LVLN currently yields 6.07% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 42 holdings in LVLN and 3,464 in VTI, totalling 26.1% and 97.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 42 positions we hold weights for in LVLN and 3,464 in VTI, against full books of 184 and 3,542.
You are not choosing between two funds in isolation.
Whichever of LVLN and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LVLN or VTI?
LVLN has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, LVLN or VTI?
Over the past year LVLN returned +3.48% vs +11.14% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, LVLN or VTI?
VTI has been the more volatile fund at 13.7% annualized versus 3.2% for LVLN.
Should I hold both LVLN and VTI?
LVLN and VTI have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LVLN or VTI?
LVLN yields 6.07% while VTI yields 1.06%, so LVLN currently pays the higher dividend yield.
Is VTI better than LVLN?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.