MAXI vs VTI
Simplify Bitcoin Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MAXI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.31% | 0.03% | |
| AUM | $26M | $663.5B | |
| Dividend Yield | 67.57% | 1.07% | |
| Holdings | 11 | 3,543 | |
| YTD Return | -38.55% | +14.22% | |
| 1Y Return | -66.55% | +22.19% | |
| 3Y Return (annualized) | +5.61% | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 59.0% | 15.3% | |
| Max Drawdown | -69.8% | -56.6% | |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 29, 2022 | May 24, 2001 |
MAXI vs VTI Performance
Simplify Bitcoin Strategy ETF (MAXI) is a ETF from Simplify Exchange Traded Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MAXI returned -66.55% while VTI returned +22.19%. Year to date, MAXI is down 38.55% versus a gain of 14.22% for VTI.
Over three years, MAXI compounded at +5.61% per year against +21.27% for VTI. Across the full 4-year window we track, MAXI has the edge at +16.12% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MAXI has been the more volatile fund, with annualized monthly volatility of 59.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.8% for MAXI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MAXI charges 1.31% per year while VTI charges 0.03%. On a $10,000 position that is $131 vs $3 annually, a gap of $128 per year that compounds over a long holding period. On income, MAXI currently yields 67.57% against 1.07% for VTI.
Holdings Overlap
MAXI and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MAXI or VTI?
MAXI has an expense ratio of 1.31% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $128 per year of difference.
Which performed better, MAXI or VTI?
Over the past year MAXI returned -66.55% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MAXI annualized +16.12% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, MAXI or VTI?
MAXI has been the more volatile fund at 59.0% annualized versus 15.3% for VTI. Worst drawdown: MAXI -69.8% vs VTI -56.6%.
Should I hold both MAXI and VTI?
MAXI and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MAXI and VTI?
MAXI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, MAXI or VTI?
MAXI yields 67.57% while VTI yields 1.07%, so MAXI currently pays the higher dividend yield.
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