MAXI vs VTI
Simplify Bitcoin Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MAXI or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. MAXI led over 3Y and the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MAXI | VTI |
|---|---|---|
| Expense Ratio | 1.31% | 0.03%Best |
| AUM | $34M | $666.9B |
| Dividend Yield | 27.59% | 1.03% |
| Holdings | 14 | 3,543 |
| YTD Return | +2.77% | +12.30%Best |
| 1Y Return | -41.02% | +16.08%Best |
| 3Y Return (annualized) | +28.91%Best | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 64.9% | 13.6%Best |
| Max Drawdown | -69.8% | -19.3%Best |
| $10,000 over 4 years | $30,085Best | $22,182 |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Sep 29, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 30, 2022 to Sep 18, 2026 (4 years).
MAXI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
MAXI vs VTI Performance
Simplify Bitcoin Strategy ETF (MAXI) is an ETF from Simplify Exchange Traded Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MAXI returned -41.02% while VTI returned +16.08%. Year to date, MAXI is up 2.77% versus a gain of 12.30% for VTI.
Over three years, MAXI compounded at +28.91% per year against +21.01% for VTI. Across the full 4-year window we track, MAXI has the edge at +31.70% annualized vs +22.04%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MAXI has been the more volatile fund, with annualized monthly volatility of 64.9% compared with 13.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -69.8% for MAXI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MAXI charges 1.31% per year while VTI charges 0.03%. On a $10,000 position that is $131 vs $3 annually, a gap of $128 per year that compounds over a long holding period. On income, MAXI currently yields 27.59% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in MAXI and 3,463 in VTI, totalling 45.5% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in MAXI and 3,463 in VTI, against full books of 14 and 3,543.
You are not choosing between two funds in isolation.
Whichever of MAXI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MAXI or VTI?
MAXI has an expense ratio of 1.31% while VTI charges 0.03%. VTI is the cheaper option, by $128 a year on a $10,000 investment.
Which performed better, MAXI or VTI?
Over the past year MAXI returned -41.02% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MAXI annualized +31.70% vs +22.04% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MAXI or VTI?
MAXI has been the more volatile fund at 64.9% annualized versus 13.6% for VTI. Worst drawdown: MAXI -69.8% vs VTI -19.3%.
Should I hold both MAXI and VTI?
MAXI and VTI have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MAXI or VTI?
MAXI yields 27.59% while VTI yields 1.03%, so MAXI currently pays the higher dividend yield.
Is VTI better than MAXI?
VTI has a lower expense ratio. MAXI led over 3Y and the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.