MCH vs VTI
Matthews China Active ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | MCH | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $23M | $663.5B | |
| Dividend Yield | 1.72% | 1.07% | |
| Holdings | 65 | 3,543 | |
| YTD Return | -2.37% | +14.22% | |
| 1Y Return | +9.25% | +22.19% | |
| 3Y Return (annualized) | +11.26% | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 30.6% | 15.3% | |
| Max Drawdown | -40.5% | -56.6% | |
| Fund Family | Matthews Asia Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 13, 2022 | May 24, 2001 |
MCH vs VTI Performance
Matthews China Active ETF (MCH) is a ETF from Matthews Asia Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MCH returned +9.25% while VTI returned +22.19%. Year to date, MCH is down 2.37% versus a gain of 14.22% for VTI.
Over three years, MCH compounded at +11.26% per year against +21.27% for VTI. Across the full 4-year window we track, VTI has the edge at +8.14% annualized vs +4.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MCH has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.5% for MCH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MCH charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, MCH currently yields 1.72% against 1.07% for VTI.
Holdings Overlap
MCH and VTI share 0 holdings out of 2838 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MCH or VTI?
MCH has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, MCH or VTI?
Over the past year MCH returned +9.25% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), MCH annualized +4.54% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, MCH or VTI?
MCH has been the more volatile fund at 30.6% annualized versus 15.3% for VTI. Worst drawdown: MCH -40.5% vs VTI -56.6%.
Should I hold both MCH and VTI?
MCH and VTI have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MCH and VTI?
MCH and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2838 unique securities.
Which pays a higher dividend, MCH or VTI?
MCH yields 1.72% while VTI yields 1.07%, so MCH currently pays the higher dividend yield.
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