MFSG vs SCHD

MFSG vs SCHD

Which is better, MFSG or SCHD?

Large Cap Growth against Large Cap Value.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.7%.

Lower Fees: SCHDHigher Returns: SCHDLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricMFSGSCHD
Expense Ratio0.49%0.06%Best
AUM$375M$112.1B
Dividend Yield0.07%3.00%
Holdings69103
YTD Return+4.84%+24.59%Best
1Y Return+7.05%+28.14%Best
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.90%
Volatility (annualized)17.9%13.1%Best
Max Drawdown-23.2%-14.4%Best
$10,000 over 1.8 years$11,713$12,576Best
Top 10 Weight52.7%41.8%Best
Fund FamilyMFS Investment ManagementCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionDec 5, 2024Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 5, 2024 to Sep 10, 2026 (1.8 years).

MFSG vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

MFSG vs SCHD Performance

MFS Active Growth ETF (MFSG) is an ETF from MFS Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MFSG returned +7.05% while SCHD returned +28.14%. Year to date, MFSG is up 4.84% versus a gain of 24.59% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

MFSG has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.2% for MFSG and -14.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.08. They move largely independently of each other.

Fees and Cost Over Time

MFSG charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, MFSG currently yields 0.07% against 3.00% for SCHD.

Holdings Overlap

MFSG already in SCHD1.7%
SCHD already in MFSG5.9%

1.7% of MFSG's money is in holdings SCHD also owns. 5.9% of SCHD's money is in holdings MFSG also owns.

SCHD and MFSG share little of their money.

3 positions in common, counted across the 68 positions we hold weights for in MFSG and 100 in SCHD, against full books of 69 and 103.

What only one of them owns

Our book lists 96 positions for SCHD that do not appear in our book for MFSG (94.0% of the fund), and 60 for MFSG that do not appear in SCHD (94.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in MFSGWeight in SCHDDifference
ABTAbbott Laboratories0.53%4.69%4.16%
FITBFifth Third Bancorp0.59%1.19%0.60%
GVMXXSsi Us Gov Money Market Class0.59%0.06%0.53%

You are not choosing between two funds in isolation.

Whichever of MFSG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

MFSGSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, MFSG or SCHD?

MFSG has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.

Which performed better, MFSG or SCHD?

Over the past year MFSG returned +7.05% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MFSG annualized +9.18% vs +13.58% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, MFSG or SCHD?

MFSG has been the more volatile fund at 17.9% annualized versus 13.1% for SCHD. Worst drawdown: MFSG -23.2% vs SCHD -14.4%.

Should I hold both MFSG and SCHD?

MFSG and SCHD have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between MFSG and SCHD?

5.9% of SCHD's money is in holdings MFSG also owns. 5.9% of SCHD's is in holdings MFSG also owns. They hold 3 positions in common, counted across the 68 positions we hold weights for in MFSG and 100 in SCHD.

Which pays a higher dividend, MFSG or SCHD?

MFSG yields 0.07% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than MFSG?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 52.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.