MSEP vs SCHD
Pacer Swan SOS Moderate (September) ETF vs Schwab US Dividend Equity ETF
Which is better, MSEP or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MSEP | SCHD |
|---|---|---|
| Expense Ratio | 0.49% | 0.06%Best |
| AUM | $2M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 1 | 103 |
| YTD Return | +2.14% | +23.46%Best |
| 1Y Return | - | +27.20% |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Jun 11, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
MSEP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MSEP vs SCHD Performance
Pacer Swan SOS Moderate (September) ETF (MSEP) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, MSEP is up 2.14% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
MSEP charges 0.49% per year while SCHD charges 0.06%. On a $10,000 position that is $49 vs $6 annually, a gap of $43 per year that compounds over a long holding period. On income, MSEP currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in MSEP and 100 in SCHD, totalling 3.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in MSEP and 100 in SCHD, against full books of 1 and 103.
You are not choosing between two funds in isolation.
Whichever of MSEP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MSEP or SCHD?
MSEP has an expense ratio of 0.49% while SCHD charges 0.06%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.
Which pays a higher dividend, MSEP or SCHD?
MSEP yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MSEP?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.