MSTQ vs SCHD
LHA Market State Tactical Q ETF vs Schwab US Dividend Equity ETF
Which is better, MSTQ or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. MSTQ led over the full window, SCHD over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MSTQ | SCHD |
|---|---|---|
| Expense Ratio | 1.55% | 0.06%Best |
| AUM | $39M | $112.1B |
| Dividend Yield | 0.79% | 3.00% |
| Holdings | 8 | 103 |
| YTD Return | +11.40% | +24.59%Best |
| 1Y Return | +1.63% | +28.14%Best |
| 3Y Return (annualized) | +14.75% | +15.58%Best |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 20.6% | 15.0%Best |
| Max Drawdown | -31.1% | -16.1%Best |
| $10,000 over 4.5 years | $15,762Best | $15,570 |
| Fund Family | Little Harbor Advisors | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Mar 14, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 15, 2022 to Sep 10, 2026 (4.5 years).
MSTQ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
MSTQ vs SCHD Performance
LHA Market State Tactical Q ETF (MSTQ) is an ETF from Little Harbor Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MSTQ returned +1.63% while SCHD returned +28.14%. Year to date, MSTQ is up 11.40% versus a gain of 24.59% for SCHD.
Over three years, MSTQ compounded at +14.75% per year against +15.58% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MSTQ has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.1% for MSTQ and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MSTQ charges 1.55% per year while SCHD charges 0.06%. On a $10,000 position that is $155 vs $6 annually, a gap of $149 per year that compounds over a long holding period. On income, MSTQ currently yields 0.79% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 3 holdings in MSTQ and 100 in SCHD, totalling 88.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3 positions we hold weights for in MSTQ and 100 in SCHD, against full books of 8 and 103.
You are not choosing between two funds in isolation.
Whichever of MSTQ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MSTQ or SCHD?
MSTQ has an expense ratio of 1.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $149 a year on a $10,000 investment.
Which performed better, MSTQ or SCHD?
Over the past year MSTQ returned +1.63% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MSTQ or SCHD?
MSTQ has been the more volatile fund at 20.6% annualized versus 15.0% for SCHD. Worst drawdown: MSTQ -31.1% vs SCHD -16.1%.
Should I hold both MSTQ and SCHD?
MSTQ and SCHD have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MSTQ or SCHD?
MSTQ yields 0.79% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MSTQ?
SCHD has a lower expense ratio. MSTQ led over the full window, SCHD over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.