MSTY vs VTI
YieldMax MSTR Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, MSTY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. MSTY led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MSTY | VTI |
|---|---|---|
| Expense Ratio | 1.03% | 0.03%Best |
| AUM | $916M | $666.9B |
| Dividend Yield | 172.61% | 1.03% |
| Holdings | 26 | 3,543 |
| YTD Return | -4.74% | +12.30%Best |
| 1Y Return | -52.04% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 79.6% | 12.3%Best |
| Max Drawdown | -77.4% | -19.3%Best |
| $10,000 over 2.6 years | $16,971Best | $15,459 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Feb 21, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 22, 2024 to Sep 18, 2026 (2.6 years).
MSTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
MSTY vs VTI Performance
YieldMax MSTR Option Income Strategy ETF (MSTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year MSTY returned -52.04% while VTI returned +16.08%. Year to date, MSTY is down 4.74% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MSTY has been the more volatile fund, with annualized monthly volatility of 79.6% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -77.4% for MSTY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MSTY charges 1.03% per year while VTI charges 0.03%. On a $10,000 position that is $103 vs $3 annually, a gap of $100 per year that compounds over a long holding period. On income, MSTY currently yields 172.61% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in MSTY and 3,463 in VTI, totalling 11.4% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in MSTY and 3,463 in VTI, against full books of 26 and 3,543.
You are not choosing between two funds in isolation.
Whichever of MSTY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MSTY or VTI?
MSTY has an expense ratio of 1.03% while VTI charges 0.03%. VTI is the cheaper option, by $100 a year on a $10,000 investment.
Which performed better, MSTY or VTI?
Over the past year MSTY returned -52.04% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MSTY or VTI?
MSTY has been the more volatile fund at 79.6% annualized versus 12.3% for VTI. Worst drawdown: MSTY -77.4% vs VTI -19.3%.
Should I hold both MSTY and VTI?
MSTY and VTI have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MSTY or VTI?
MSTY yields 172.61% while VTI yields 1.03%, so MSTY currently pays the higher dividend yield.
Is VTI better than MSTY?
VTI has a lower expense ratio. MSTY led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.