MYMH vs VYM
State Street My2028 Municipal Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | MYMH | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.04% | |
| AUM | $7M | $81.6B | |
| Dividend Yield | 2.88% | 2.24% | |
| Holdings | 67 | 616 | |
| YTD Return | +0.82% | +15.34% | |
| 1Y Return | +3.08% | +23.24% | |
| 3Y Return (annualized) | - | +19.22% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 2.1% | 14.6% | |
| Max Drawdown | -2.7% | -58.8% | |
| Fund Family | State Street Investment Management | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Sep 23, 2024 | Nov 10, 2006 |
MYMH vs VYM Performance
State Street My2028 Municipal Bond ETF (MYMH) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MYMH returned +3.08% while VYM returned +23.24%. Year to date, MYMH is up 0.82% versus a gain of 15.34% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 2.1% for MYMH. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.7% for MYMH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MYMH charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, MYMH currently yields 2.88% against 2.24% for VYM.
Holdings Overlap
MYMH and VYM share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYMH or VYM?
MYMH has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, MYMH or VYM?
Over the past year MYMH returned +3.08% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), MYMH annualized +1.78% vs +7.04% for VYM. Past performance does not guarantee future results.
Which is riskier, MYMH or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 2.1% for MYMH. Worst drawdown: MYMH -2.7% vs VYM -58.8%.
Should I hold both MYMH and VYM?
MYMH and VYM have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MYMH and VYM?
MYMH and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.
Which pays a higher dividend, MYMH or VYM?
MYMH yields 2.88% while VYM yields 2.24%, so MYMH currently pays the higher dividend yield.
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