MYMK vs SCHD
State Street My2031 Municipal Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MYMK | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.06% | |
| AUM | $11M | $103.7B | |
| Dividend Yield | 1.83% | 3.31% | |
| Holdings | 79 | 104 | |
| YTD Return | +0.41% | +25.62% | |
| 1Y Return | +1.23% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -2.2% | -33.4% | |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 16, 2025 | Oct 20, 2011 |
MYMK vs SCHD Performance
State Street My2031 Municipal Bond ETF (MYMK) is a ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MYMK returned +1.23% while SCHD returned +32.62%. Year to date, MYMK is up 0.41% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.2% for MYMK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
MYMK charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, MYMK currently yields 1.83% against 3.31% for SCHD.
Holdings Overlap
MYMK and SCHD share 0 holdings out of 121 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MYMK or SCHD?
MYMK has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, MYMK or SCHD?
Over the past year MYMK returned +1.23% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between MYMK and SCHD?
MYMK and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 121 unique securities.
Which pays a higher dividend, MYMK or SCHD?
MYMK yields 1.83% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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