MYMK vs SCHD
State Street My2031 Municipal Bond ETF vs Schwab US Dividend Equity ETF
Which is better, MYMK or SCHD?
Long Term Municipal Bond against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MYMK | SCHD |
|---|---|---|
| Expense Ratio | 0.20% | 0.06%Best |
| AUM | $11M | $112.1B |
| Dividend Yield | 2.29% | 3.00% |
| Holdings | 84 | 103 |
| YTD Return | -1.50% | +21.99%Best |
| 1Y Return | -0.53% | +25.92%Best |
| 3Y Return (annualized) | - | +15.66% |
| 5Y Return (annualized) | - | +9.48% |
| Volatility (annualized) | 3.6%Best | 14.3% |
| Max Drawdown | -3.3%Best | -5.5% |
| $10,000 over 1 years | $9,931 | $12,516Best |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Long Term Municipal Bond | Large Cap Value |
| Inception | Sep 16, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 17, 2025 to Sep 23, 2026 (1 years).
MYMK vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
MYMK vs SCHD Performance
State Street My2031 Municipal Bond ETF (MYMK) is an ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MYMK returned -0.53% while SCHD returned +25.92%. Year to date, MYMK is down 1.50% versus a gain of 21.99% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 3.6% for MYMK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.3% for MYMK and -5.5% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MYMK charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, MYMK currently yields 2.29% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in MYMK and 100 in SCHD, totalling 0.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in MYMK and 100 in SCHD, against full books of 84 and 103.
You are not choosing between two funds in isolation.
Whichever of MYMK and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MYMK or SCHD?
MYMK has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, MYMK or SCHD?
Over the past year MYMK returned -0.53% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), MYMK annualized -0.69% vs +25.16% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MYMK or SCHD?
SCHD has been the more volatile fund at 14.3% annualized versus 3.6% for MYMK. Worst drawdown: MYMK -3.3% vs SCHD -5.5%.
Should I hold both MYMK and SCHD?
MYMK and SCHD have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MYMK or SCHD?
MYMK yields 2.29% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MYMK?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.