NCIQ vs SCHD
Hashdex Nasdaq CME Crypto Index ETF vs Schwab US Dividend Equity ETF
Which is better, NCIQ or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NCIQ | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $431M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 9 | 103 |
| YTD Return | -16.55% | +25.07%Best |
| 1Y Return | -37.43% | +27.61%Best |
| 3Y Return (annualized) | - | +15.74% |
| 5Y Return (annualized) | - | +9.89% |
| Volatility (annualized) | 43.4% | 13.7%Best |
| Max Drawdown | -57.0% | -14.0%Best |
| $10,000 over 1.6 years | $7,710 | $13,030Best |
| Fund Family | Hashdex | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Feb 13, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 14, 2025 to Sep 11, 2026 (1.6 years).
NCIQ vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
NCIQ vs SCHD Performance
Hashdex Nasdaq CME Crypto Index ETF (NCIQ) is an ETF from Hashdex and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NCIQ returned -37.43% while SCHD returned +27.61%. Year to date, NCIQ is down 16.55% versus a gain of 25.07% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NCIQ has been the more volatile fund, with annualized monthly volatility of 43.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.0% for NCIQ and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.12. They move largely independently of each other.
Fees and Cost Over Time
NCIQ charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, NCIQ currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of NCIQ and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NCIQ or SCHD?
NCIQ has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, NCIQ or SCHD?
Over the past year NCIQ returned -37.43% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NCIQ annualized -15.00% vs +17.99% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NCIQ or SCHD?
NCIQ has been the more volatile fund at 43.4% annualized versus 13.7% for SCHD. Worst drawdown: NCIQ -57.0% vs SCHD -14.0%.
Should I hold both NCIQ and SCHD?
NCIQ and SCHD have a monthly-return correlation of -0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NCIQ or SCHD?
NCIQ yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NCIQ?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.