NDIA vs SCHD
Global X India Active ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | NDIA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $58M | $103.7B | |
| Dividend Yield | 1.20% | 3.31% | |
| Holdings | 33 | 104 | |
| YTD Return | -8.13% | +25.58% | |
| 1Y Return | -4.51% | +31.06% | |
| 3Y Return (annualized) | +4.98% | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 14.1% | 13.6% | |
| Max Drawdown | -22.1% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 17, 2023 | Oct 20, 2011 |
NDIA vs SCHD Performance
Global X India Active ETF (NDIA) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year NDIA returned -4.51% while SCHD returned +31.06%. Year to date, NDIA is down 8.13% versus a gain of 25.58% for SCHD.
Over three years, NDIA compounded at +4.98% per year against +15.55% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.46% annualized vs +4.98%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NDIA has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.1% for NDIA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NDIA charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, NDIA currently yields 1.20% against 3.31% for SCHD.
Holdings Overlap
NDIA and SCHD share 0 holdings out of 129 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NDIA or SCHD?
NDIA has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, NDIA or SCHD?
Over the past year NDIA returned -4.51% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), NDIA annualized +4.98% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, NDIA or SCHD?
NDIA has been the more volatile fund at 14.1% annualized versus 13.6% for SCHD. Worst drawdown: NDIA -22.1% vs SCHD -33.4%.
Should I hold both NDIA and SCHD?
NDIA and SCHD have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NDIA and SCHD?
NDIA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 129 unique securities.
Which pays a higher dividend, NDIA or SCHD?
NDIA yields 1.20% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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