NFLY vs VTI
YieldMax NFLX Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | NFLY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.03% | |
| AUM | $38M | $663.5B | |
| Dividend Yield | 63.77% | 1.07% | |
| Holdings | 14 | 3,543 | |
| YTD Return | -16.67% | +13.87% | |
| 1Y Return | -34.79% | +23.31% | |
| 3Y Return (annualized) | +13.34% | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 27.0% | 15.3% | |
| Max Drawdown | -43.9% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Aug 7, 2023 | May 24, 2001 |
NFLY vs VTI Performance
YieldMax NFLX Option Income Strategy ETF (NFLY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NFLY returned -34.79% while VTI returned +23.31%. Year to date, NFLY is down 16.67% versus a gain of 13.87% for VTI.
Over three years, NFLY compounded at +13.34% per year against +21.17% for VTI. Across the full 3-year window we track, NFLY has the edge at +12.44% annualized vs +8.13%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NFLY has been the more volatile fund, with annualized monthly volatility of 27.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.9% for NFLY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.27. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NFLY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, NFLY currently yields 63.77% against 1.07% for VTI.
Holdings Overlap
NFLY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NFLY or VTI?
NFLY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, NFLY or VTI?
Over the past year NFLY returned -34.79% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), NFLY annualized +12.44% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, NFLY or VTI?
NFLY has been the more volatile fund at 27.0% annualized versus 15.3% for VTI. Worst drawdown: NFLY -43.9% vs VTI -56.6%.
Should I hold both NFLY and VTI?
NFLY and VTI have a monthly-return correlation of 0.27, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NFLY and VTI?
NFLY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, NFLY or VTI?
NFLY yields 63.77% while VTI yields 1.07%, so NFLY currently pays the higher dividend yield.
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