NMI vs SPGM

Quick Verdict

SPGM has a lower expense ratio. SPGM delivered stronger 1-year returns. SPGM offers more diversification with 2,985 holdings.

Lower Fees: SPGMHigher Returns: SPGMMore Diversified: SPGM

Side-by-Side Comparison

MetricNMISPGMWinner
Expense Ratio0.73%0.09%
AUM-$1.7B
Dividend Yield4.57%1.80%
Holdings2202,985
YTD Return+8.64%+15.55%
1Y Return+11.82%+25.40%
3Y Return (annualized)+8.97%+21.36%
5Y Return (annualized)+1.70%+11.64%
Volatility (annualized)11.0%13.7%
Max Drawdown-34.4%-34.0%
Fund FamilyNuveenSPDR State Street Global Advisors
CategoryTax PreferredEquity
InceptionApr 20, 1988Feb 27, 2012

NMI vs SPGM Performance

Nuveen Municipal Income Fund Inc. (NMI) is a ETF from Nuveen and State Street SPDR Portfolio MSCI Global Stock Market ETF (SPGM) is a ETF from SPDR State Street Global Advisors. Over the past year NMI returned +11.82% while SPGM returned +25.40%. Year to date, NMI is up 8.64% versus a gain of 15.55% for SPGM.

Over three years, NMI compounded at +8.97% per year against +21.36% for SPGM; over five years the annualized figures are +1.70% and +11.64% respectively. Across the full 15-year window we track, SPGM has the edge at +9.96% annualized vs +0.30%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPGM has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 11.0% for NMI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.4% for NMI and -34.0% for SPGM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

NMI charges 0.73% per year while SPGM charges 0.09%. On a $10,000 position that is $73 vs $9 annually, a gap of $64 per year that compounds over a long holding period. On income, NMI currently yields 4.57% against 1.80% for SPGM.

Holdings Overlap

0.0%overlap

NMI and SPGM share 0 holdings out of 2941 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NMI or SPGM?

NMI has an expense ratio of 0.73% while SPGM charges 0.09%. SPGM is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, NMI or SPGM?

Over the past year NMI returned +11.82% vs +25.40% for SPGM, so SPGM leads on 1-year performance. Over the longest common window we track (15 years), NMI annualized +0.30% vs +9.96% for SPGM. Past performance does not guarantee future results.

Which is riskier, NMI or SPGM?

SPGM has been the more volatile fund at 13.7% annualized versus 11.0% for NMI. Worst drawdown: NMI -34.4% vs SPGM -34.0%.

Should I hold both NMI and SPGM?

NMI and SPGM have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NMI and SPGM?

NMI and SPGM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2941 unique securities.

Which pays a higher dividend, NMI or SPGM?

NMI yields 4.57% while SPGM yields 1.80%, so NMI currently pays the higher dividend yield.

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