NMS vs VTI
Nuveen Minnesota Quality Municipal Income Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, NMS or VTI?
Municipal Minnesota against Large Cap Blend.
VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NMS | VTI |
|---|---|---|
| Expense Ratio | - | 0.03% |
| AUM | - | $666.9B |
| Dividend Yield | 7.00% | 1.03% |
| Holdings | 145 | 3,543 |
| YTD Return | -8.57% | +12.30%Best |
| 1Y Return | -8.28% | +16.08%Best |
| 3Y Return (annualized) | +6.31% | +21.01%Best |
| 5Y Return (annualized) | -3.63% | +12.36%Best |
| Volatility (annualized) | 13.4%Best | 15.3% |
| Max Drawdown | -41.8% | -35.0%Best |
| $10,000 over 5 years | $8,312 | $17,908Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Tax Preferred | Equity |
| Style | Municipal Minnesota | Large Cap Blend |
| Inception | Jun 25, 1993 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 8, 2014 to Sep 18, 2026 (11.9 years).
NMS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.9 years both funds cover.
NMS vs VTI Performance
Nuveen Minnesota Quality Municipal Income Fund (NMS) is an ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year NMS returned -8.28% while VTI returned +16.08%. Year to date, NMS is down 8.57% versus a gain of 12.30% for VTI.
Over three years, NMS compounded at +6.31% per year against +21.01% for VTI; over five years the annualized figures are -3.63% and +12.36% respectively. Across the full 12-year window we track, VTI has the edge at +12.34% annualized vs -0.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.4% for NMS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.8% for NMS and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Holdings Overlap
We hold position weights for 15 holdings in NMS and 3,463 in VTI, totalling 13.7% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 15 positions we hold weights for in NMS and 3,463 in VTI, against full books of 145 and 3,543.
You are not choosing between two funds in isolation.
Whichever of NMS and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which performed better, NMS or VTI?
Over the past year NMS returned -8.28% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (12 years), NMS annualized -0.69% vs +12.34% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NMS or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.4% for NMS. Worst drawdown: NMS -41.8% vs VTI -35.0%.
Should I hold both NMS and VTI?
NMS and VTI have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NMS or VTI?
NMS yields 7.00% while VTI yields 1.03%, so NMS currently pays the higher dividend yield.
Is VTI better than NMS?
VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.