NOWL vs VTI

NOWL vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricNOWLVTIWinner
Expense Ratio1.50%0.03%
AUM$234M$666.9B
Dividend Yield0.00%1.07%
Holdings23,543
YTD Return-47.29%+12.65%
1Y Return-67.00%+21.39%
3Y Return (annualized)-+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)122.9%15.3%
Max Drawdown-86.6%-56.6%
Fund FamilyGraniteSharesVanguard (US)
CategoryAlternativeEquity
InceptionJul 15, 2025May 24, 2001

NOWL vs VTI Performance

GraniteShares 2x Long NOW Daily ETF (NOWL) is a ETF from GraniteShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NOWL returned -67.00% while VTI returned +21.39%. Year to date, NOWL is down 47.29% versus a gain of 12.65% for VTI.

Risk: Volatility and Drawdowns

NOWL has been the more volatile fund, with annualized monthly volatility of 122.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -86.6% for NOWL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

NOWL charges 1.50% per year while VTI charges 0.03%. On a $10,000 position that is $150 vs $3 annually, a gap of $147 per year that compounds over a long holding period. On income, NOWL currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

NOWL and VTI share 1 holdings out of 2787 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NOWLWeight in VTIDifference
NOW66.67%0.14%66.53%

Frequently Asked Questions

Which is cheaper, NOWL or VTI?

NOWL has an expense ratio of 1.50% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $147 per year of difference.

Which performed better, NOWL or VTI?

Over the past year NOWL returned -67.00% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), NOWL annualized -68.73% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, NOWL or VTI?

NOWL has been the more volatile fund at 122.9% annualized versus 15.3% for VTI. Worst drawdown: NOWL -86.6% vs VTI -56.6%.

Should I hold both NOWL and VTI?

NOWL and VTI have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between NOWL and VTI?

NOWL and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 2787 unique securities.

Which pays a higher dividend, NOWL or VTI?

NOWL yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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