NSEP vs SCHD
Innovator Growth-100 Power Buffer ETF - September vs Schwab US Dividend Equity ETF
Which is better, NSEP or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. NSEP led over the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NSEP | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $84M | $108.9B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 18 | 206 |
| YTD Return | +11.35% | +20.89%Best |
| 1Y Return | +13.29% | +23.87%Best |
| 3Y Return (annualized) | - | +16.42% |
| 5Y Return (annualized) | - | +9.40% |
| Volatility (annualized) | 6.9%Best | 14.1% |
| Max Drawdown | -12.3%Best | -16.1% |
| $10,000 over 2.1 years | $13,487Best | $12,737 |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Aug 31, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Sep 3, 2024 to Oct 2, 2026 (2.1 years).
NSEP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
NSEP vs SCHD Performance
Innovator Growth-100 Power Buffer ETF - September (NSEP) is an ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NSEP returned +13.29% while SCHD returned +23.87%. Year to date, NSEP is up 11.35% versus a gain of 20.89% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.9% for NSEP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.3% for NSEP and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
NSEP charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, NSEP currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of NSEP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NSEP or SCHD?
NSEP has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, NSEP or SCHD?
Over the past year NSEP returned +13.29% vs +23.87% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), NSEP annualized +15.31% vs +12.21% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NSEP or SCHD?
SCHD has been the more volatile fund at 14.1% annualized versus 6.9% for NSEP. Worst drawdown: NSEP -12.3% vs SCHD -16.1%.
Should I hold both NSEP and SCHD?
NSEP and SCHD have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, NSEP or SCHD?
NSEP yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NSEP?
SCHD has a lower expense ratio. NSEP led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.