NXP vs VTI
Nuveen Select Tax Free Income Portfolio vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | NXP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.24% | 0.03% | |
| AUM | - | $663.5B | |
| Dividend Yield | 4.44% | 1.07% | |
| Holdings | 433 | 3,543 | |
| YTD Return | +3.96% | +13.87% | |
| 1Y Return | +6.14% | +23.31% | |
| 3Y Return (annualized) | +3.97% | +21.17% | |
| 5Y Return (annualized) | -0.03% | +12.23% | |
| Volatility (annualized) | 8.9% | 15.3% | |
| Max Drawdown | -30.0% | -56.6% | |
| Fund Family | Nuveen | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Mar 19, 1992 | May 24, 2001 |
NXP vs VTI Performance
Nuveen Select Tax Free Income Portfolio (NXP) is a ETF from Nuveen and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year NXP returned +6.14% while VTI returned +23.31%. Year to date, NXP is up 3.96% versus a gain of 13.87% for VTI.
Over three years, NXP compounded at +3.97% per year against +21.17% for VTI; over five years the annualized figures are -0.03% and +12.23% respectively. Across the full 25-year window we track, VTI has the edge at +8.13% annualized vs +0.52%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.9% for NXP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.0% for NXP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
NXP charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, NXP currently yields 4.44% against 1.07% for VTI.
Holdings Overlap
NXP and VTI share 0 holdings out of 2979 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NXP or VTI?
NXP has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, NXP or VTI?
Over the past year NXP returned +6.14% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (25 years), NXP annualized +0.52% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, NXP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 8.9% for NXP. Worst drawdown: NXP -30.0% vs VTI -56.6%.
Should I hold both NXP and VTI?
NXP and VTI have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between NXP and VTI?
NXP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2979 unique securities.
Which pays a higher dividend, NXP or VTI?
NXP yields 4.44% while VTI yields 1.07%, so NXP currently pays the higher dividend yield.
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