NYM vs VTI
AB New York Intermediate Municipal ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | NYM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.27% | 0.03% | |
| AUM | $1.3B | $666.9B | |
| Dividend Yield | 1.99% | 1.07% | |
| Holdings | 433 | 3,543 | |
| YTD Return | +1.14% | +12.65% | |
| 1Y Return | - | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -1.8% | -56.6% | |
| Fund Family | AllianceBernstein L.P. | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 7, 2025 | May 24, 2001 |
NYM vs VTI Performance
AB New York Intermediate Municipal ETF (NYM) is a ETF from AllianceBernstein L.P. and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, NYM is up 1.14% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -1.8% for NYM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
NYM charges 0.27% per year while VTI charges 0.03%. On a $10,000 position that is $27 vs $3 annually, a gap of $24 per year that compounds over a long holding period. On income, NYM currently yields 1.99% against 1.07% for VTI.
Holdings Overlap
NYM and VTI share 0 holdings out of 2895 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, NYM or VTI?
NYM has an expense ratio of 0.27% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
What is the holdings overlap between NYM and VTI?
NYM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2895 unique securities.
Which pays a higher dividend, NYM or VTI?
NYM yields 1.99% while VTI yields 1.07%, so NYM currently pays the higher dividend yield.
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