OEI vs VTI
Optimized Equity Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OEI or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. OEI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OEI | VTI |
|---|---|---|
| Expense Ratio | 1.02% | 0.03%Best |
| AUM | $53M | $689.2B |
| Dividend Yield | 9.12% | 1.06% |
| Holdings | 209 | 3,542 |
| YTD Return | +8.63%Best | +8.54% |
| 1Y Return | +11.51%Best | +11.14% |
| 3Y Return (annualized) | - | +20.29% |
| 5Y Return (annualized) | - | +9.84% |
| Volatility (annualized) | 7.3%Best | 13.1% |
| Max Drawdown | -6.5%Best | -8.9% |
| $10,000 over 1 years | $11,253Best | $11,084 |
| Fund Family | Core Alternative Capital | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 22, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 22, 2025 to Nov 6, 2026 (1 years).
OEI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
OEI vs VTI Performance
Optimized Equity Income ETF (OEI) is an ETF from Core Alternative Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OEI returned +11.51% while VTI returned +11.14%. Year to date, OEI is up 8.63% versus a gain of 8.54% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 7.3% for OEI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.5% for OEI and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OEI charges 1.02% per year while VTI charges 0.03%. On a $10,000 position that is $102 vs $3 annually, a gap of $99 per year that compounds over a long holding period. On income, OEI currently yields 9.12% against 1.06% for VTI.
You are not choosing between two funds in isolation.
Whichever of OEI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OEI or VTI?
OEI has an expense ratio of 1.02% while VTI charges 0.03%. VTI is the cheaper option, by $99 a year on a $10,000 investment.
Which performed better, OEI or VTI?
Over the past year OEI returned +11.51% vs +11.14% for VTI, so OEI leads on 1-year performance. Over the longest common window we track (1 years), OEI annualized +12.53% vs +10.84% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OEI or VTI?
VTI has been the more volatile fund at 13.1% annualized versus 7.3% for OEI. Worst drawdown: OEI -6.5% vs VTI -8.9%.
Should I hold both OEI and VTI?
OEI and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OEI or VTI?
OEI yields 9.12% while VTI yields 1.06%, so OEI currently pays the higher dividend yield.
Is VTI better than OEI?
VTI has a lower expense ratio. OEI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.