OIH vs SCHD
VanEck Oil Services ETF vs Schwab US Dividend Equity ETF
Which is better, OIH or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. OIH led over 1Y and 5Y, SCHD over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 70.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OIH | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $2.0B | $112.1B |
| Dividend Yield | 1.17% | 3.00% |
| Holdings | 26 | 103 |
| YTD Return | +33.18%Best | +21.33% |
| 1Y Return | +52.13%Best | +25.15% |
| 3Y Return (annualized) | +5.11% | +15.43%Best |
| 5Y Return (annualized) | +16.85%Best | +9.32% |
| Volatility (annualized) | 39.3% | 13.7%Best |
| Max Drawdown | -93.3% | -33.4%Best |
| $10,000 over 5 years | $21,784Best | $15,613 |
| Top 10 Weight | 70.1% | 41.8%Best |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Dec 20, 2011 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 24, 2026 (14.9 years).
OIH vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
OIH vs SCHD Performance
VanEck Oil Services ETF (OIH) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year OIH returned +52.13% while SCHD returned +25.15%. Year to date, OIH is up 33.18% versus a gain of 21.33% for SCHD.
Over three years, OIH compounded at +5.11% per year against +15.43% for SCHD; over five years the annualized figures are +16.85% and +9.32% respectively. Across the full 15-year window we track, SCHD has the edge at +11.11% annualized vs -3.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OIH has been the more volatile fund, with annualized monthly volatility of 39.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -93.3% for OIH and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
OIH charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, OIH currently yields 1.17% against 3.00% for SCHD.
Holdings Overlap
20.3% of OIH's money is in holdings SCHD also owns. 2.2% of SCHD's money is in holdings OIH also owns.
OIH and SCHD share little of their money.
1 positions in common, counted across the 25 positions we hold weights for in OIH and 100 in SCHD, against full books of 26 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for OIH (97.7% of the fund), and 20 for OIH that do not appear in SCHD (59.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OIH | Weight in SCHD | Difference |
|---|---|---|---|
| SLBSchlumberger Nv. | 20.27% | 2.19% | 18.08% |
20.3% of OIH is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OIH or SCHD?
OIH has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, OIH or SCHD?
Over the past year OIH returned +52.13% vs +25.15% for SCHD, so OIH leads on 1-year performance. Over the longest common window we track (15 years), OIH annualized -3.18% vs +11.11% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OIH or SCHD?
OIH has been the more volatile fund at 39.3% annualized versus 13.7% for SCHD. Worst drawdown: OIH -93.3% vs SCHD -33.4%.
Should I hold both OIH and SCHD?
OIH and SCHD have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OIH and SCHD?
20.3% of OIH's money is in holdings SCHD also owns. 2.2% of SCHD's is in holdings OIH also owns. They hold 1 positions in common, counted across the 25 positions we hold weights for in OIH and 100 in SCHD.
Which pays a higher dividend, OIH or SCHD?
OIH yields 1.17% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than OIH?
SCHD has a lower expense ratio. OIH led over 1Y and 5Y, SCHD over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 70.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.