OPER vs SPY

OPER vs SPY

Which is better, OPER or SPY?

Ultrashort Term Bond against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricOPERSPY
Expense Ratio0.20%0.09%Best
AUM$115M$804.7B
Dividend Yield4.21%0.98%
Holdings3505
YTD Return+2.64%+12.22%Best
1Y Return+3.88%+16.97%Best
3Y Return (annualized)+4.48%+21.16%Best
5Y Return (annualized)+3.76%+13.00%Best
Volatility (annualized)0.7%Best16.7%
Max Drawdown-3.0%Best-34.1%
$10,000 over 5 years$12,027$18,424Best
Fund FamilyClearShares ETFsState Street Investment Management
CategoryFixed IncomeEquity
StyleUltrashort Term BondLarge Cap Blend
InceptionJul 10, 2018Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 11, 2018 to Sep 17, 2026 (8.2 years).

OPER vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

OPER vs SPY Performance

Clearshares Ultra-Short Maturity ETF (OPER) is an ETF from ClearShares ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year OPER returned +3.88% while SPY returned +16.97%. Year to date, OPER is up 2.64% versus a gain of 12.22% for SPY.

Over three years, OPER compounded at +4.48% per year against +21.16% for SPY; over five years the annualized figures are +3.76% and +13.00% respectively. Across the full 8-year window we track, SPY has the edge at +14.21% annualized vs +2.32%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 0.7% for OPER. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.0% for OPER and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.11. They move largely independently of each other.

Fees and Cost Over Time

OPER charges 0.20% per year while SPY charges 0.09%. On a $10,000 position that is $20 vs $9 annually, a gap of $11 per year that compounds over a long holding period. On income, OPER currently yields 4.21% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 1 holding in OPER and 504 in SPY, totalling 0.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in OPER and 504 in SPY, against full books of 3 and 505.

You are not choosing between two funds in isolation.

Whichever of OPER and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

OPERSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, OPER or SPY?

OPER has an expense ratio of 0.20% while SPY charges 0.09%. SPY is the cheaper option, by $11 a year on a $10,000 investment.

Which performed better, OPER or SPY?

Over the past year OPER returned +3.88% vs +16.97% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (8 years), OPER annualized +2.32% vs +14.21% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, OPER or SPY?

SPY has been the more volatile fund at 16.7% annualized versus 0.7% for OPER. Worst drawdown: OPER -3.0% vs SPY -34.1%.

Should I hold both OPER and SPY?

OPER and SPY have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, OPER or SPY?

OPER yields 4.21% while SPY yields 0.98%, so OPER currently pays the higher dividend yield.

Is SPY better than OPER?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.