OVS vs VTI
Overlay Shares Small Cap Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. OVS delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | OVS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.83% | 0.03% | |
| AUM | $39M | $666.9B | |
| Dividend Yield | 7.40% | 1.07% | |
| Holdings | 11 | 3,543 | |
| YTD Return | +16.55% | +13.14% | |
| 1Y Return | +24.47% | +22.35% | |
| 3Y Return (annualized) | +15.05% | +21.83% | |
| 5Y Return (annualized) | +6.25% | +12.01% | |
| Volatility (annualized) | 23.9% | 15.3% | |
| Max Drawdown | -45.1% | -56.6% | |
| Fund Family | Overlay Shares | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 30, 2019 | May 24, 2001 |
OVS vs VTI Performance
Overlay Shares Small Cap Equity ETF (OVS) is a ETF from Overlay Shares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OVS returned +24.47% while VTI returned +22.35%. Year to date, OVS is up 16.55% versus a gain of 13.14% for VTI.
Over three years, OVS compounded at +15.05% per year against +21.83% for VTI; over five years the annualized figures are +6.25% and +12.01% respectively. Across the full 7-year window we track, OVS has the edge at +11.21% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OVS has been the more volatile fund, with annualized monthly volatility of 23.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.1% for OVS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OVS charges 0.83% per year while VTI charges 0.03%. On a $10,000 position that is $83 vs $3 annually, a gap of $80 per year that compounds over a long holding period. On income, OVS currently yields 7.40% against 1.07% for VTI.
Holdings Overlap
OVS and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OVS or VTI?
OVS has an expense ratio of 0.83% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $80 per year of difference.
Which performed better, OVS or VTI?
Over the past year OVS returned +24.47% vs +22.35% for VTI, so OVS leads on 1-year performance. Over the longest common window we track (7 years), OVS annualized +11.21% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, OVS or VTI?
OVS has been the more volatile fund at 23.9% annualized versus 15.3% for VTI. Worst drawdown: OVS -45.1% vs VTI -56.6%.
Should I hold both OVS and VTI?
OVS and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OVS and VTI?
OVS and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, OVS or VTI?
OVS yields 7.40% while VTI yields 1.07%, so OVS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.