PCEB vs VTI

PCEB vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricPCEBVTIWinner
Expense Ratio0.55%0.03%
AUM$22M$666.9B
Dividend Yield0.85%1.07%
Holdings03,543
YTD Return-0.65%+14.82%
1Y Return-+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)-15.4%
Max Drawdown-3.3%-56.6%
Fund FamilyPolen CapitalVanguard (US)
CategoryFixed IncomeEquity
InceptionMay 5, 2026May 24, 2001

PCEB vs VTI Performance

Polen Euro High Yield Bond ETF (PCEB) is a ETF from Polen Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, PCEB is down 0.65% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.3% for PCEB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PCEB charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, PCEB currently yields 0.85% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, PCEB or VTI?

PCEB has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

Which pays a higher dividend, PCEB or VTI?

PCEB yields 0.85% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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