PCRB vs VYM

PCRB vs VYM

Which is better, PCRB or VYM?

Investment Grade Bond against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPCRBVYM
Expense Ratio0.36%0.04%Best
AUM$7M$81.6B
Dividend Yield9.74%2.22%
Holdings568613
Volatility (annualized)5.6%Best11.7%
Max Drawdown-7.2%Best-14.5%
$10,000 over 3.4 years$11,141$16,040Best
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Value
InceptionJan 19, 2023Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 94 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. PCRB has data through Jun 9, 2026 and VYM through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Jan 20, 2023 to Jun 9, 2026 (3.4 years).

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 5.6% for PCRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.2% for PCRB and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PCRB charges 0.36% per year while VYM charges 0.04%. On a $10,000 position that is $36 vs $4 annually, a gap of $32 per year that compounds over a long holding period. On income, PCRB currently yields 9.74% against 2.22% for VYM.

Holdings Overlap

VYM already in PCRB1.3%

At least 1.3% of VYM's money is in holdings PCRB also owns.

Stated as a floor: for PCRB, our book for it covers 82.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VYM and PCRB share little of their money.

The two holdings books were reported 151 days apart, PCRB as of Jan 30, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

2 positions in common, counted across the 381 positions we hold weights for in PCRB and 603 in VYM, against full books of 568 and 613.

Top Shared Holdings

StockWeight in PCRBWeight in VYMDifference
CCitigroup Inc 6.875 11/73 6.88 2173-11-150.17%0.94%0.77%
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.34%0.34%0.00%

You are not choosing between two funds in isolation.

Whichever of PCRB and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PCRBVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PCRB or VYM?

PCRB has an expense ratio of 0.36% while VYM charges 0.04%. VYM is the cheaper option, by $32 a year on a $10,000 investment.

Which is riskier, PCRB or VYM?

VYM has been the more volatile fund at 11.7% annualized versus 5.6% for PCRB. Worst drawdown: PCRB -7.2% vs VYM -14.5%.

Should I hold both PCRB and VYM?

PCRB and VYM have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PCRB and VYM?

At least 1.3% of VYM's money is in holdings PCRB also owns. Our book for PCRB is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 381 positions we hold weights for in PCRB and 603 in VYM.

Which pays a higher dividend, PCRB or VYM?

PCRB yields 9.74% while VYM yields 2.22%, so PCRB currently pays the higher dividend yield.

Is VYM better than PCRB?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.