PIEQ vs VTI
Principal International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PIEQ or VTI?
PIEQ has been ahead.
VTI has a lower expense ratio. PIEQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PIEQ | VTI |
|---|---|---|
| Expense Ratio | 0.48% | 0.03%Best |
| AUM | $1.4B | $666.9B |
| Dividend Yield | 1.14% | 1.03% |
| Holdings | 48 | 3,543 |
| YTD Return | +9.91% | +12.57%Best |
| 1Y Return | +17.54%Best | +17.22% |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 9.8%Best | 12.8% |
| Max Drawdown | -15.2%Best | -19.3% |
| $10,000 over 1.8 years | $14,645Best | $13,022 |
| Fund Family | Principal Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Nov 6, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 6, 2024 to Sep 11, 2026 (1.8 years).
PIEQ vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
PIEQ vs VTI Performance
Principal International Equity ETF (PIEQ) is an ETF from Principal Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PIEQ returned +17.54% while VTI returned +17.22%. Year to date, PIEQ is up 9.91% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 9.8% for PIEQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.2% for PIEQ and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PIEQ charges 0.48% per year while VTI charges 0.03%. On a $10,000 position that is $48 vs $3 annually, a gap of $45 per year that compounds over a long holding period. On income, PIEQ currently yields 1.14% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 36 holdings in PIEQ and 2,787 in VTI, totalling 99.8% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, PIEQ as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 36 positions we hold weights for in PIEQ and 2,787 in VTI, against full books of 48 and 3,543.
You are not choosing between two funds in isolation.
Whichever of PIEQ and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PIEQ or VTI?
PIEQ has an expense ratio of 0.48% while VTI charges 0.03%. VTI is the cheaper option, by $45 a year on a $10,000 investment.
Which performed better, PIEQ or VTI?
Over the past year PIEQ returned +17.54% vs +17.22% for VTI, so PIEQ leads on 1-year performance. Over the longest common window we track (2 years), PIEQ annualized +23.61% vs +15.80% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PIEQ or VTI?
VTI has been the more volatile fund at 12.8% annualized versus 9.8% for PIEQ. Worst drawdown: PIEQ -15.2% vs VTI -19.3%.
Should I hold both PIEQ and VTI?
PIEQ and VTI have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PIEQ or VTI?
PIEQ yields 1.14% while VTI yields 1.03%, so PIEQ currently pays the higher dividend yield.
Is VTI better than PIEQ?
VTI has a lower expense ratio. PIEQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.