PJIO vs VTI
PGIM Jennison Focused International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PJIO or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PJIO | VTI |
|---|---|---|
| Expense Ratio | 0.54% | 0.03%Best |
| AUM | $59M | $666.9B |
| Dividend Yield | 0.19% | 1.03% |
| Holdings | 49 | 3,543 |
| YTD Return | -1.17% | +11.65%Best |
| 1Y Return | -2.72% | +17.34%Best |
| 3Y Return (annualized) | - | +20.35% |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 18.5% | 12.1%Best |
| Max Drawdown | -19.4% | -19.3%Best |
| $10,000 over 2.7 years | $12,257 | $16,173Best |
| Fund Family | PGIM Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 14, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 19, 2023 to Sep 10, 2026 (2.7 years).
PJIO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.7 years both funds cover.
PJIO vs VTI Performance
PGIM Jennison Focused International Equity ETF (PJIO) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PJIO returned -2.72% while VTI returned +17.34%. Year to date, PJIO is down 1.17% versus a gain of 11.65% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PJIO has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 12.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.4% for PJIO and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PJIO charges 0.54% per year while VTI charges 0.03%. On a $10,000 position that is $54 vs $3 annually, a gap of $51 per year that compounds over a long holding period. On income, PJIO currently yields 0.19% against 1.03% for VTI.
Holdings Overlap
At least 6.6% of PJIO's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
PJIO and VTI share little of their money.
The two holdings books were reported 64 days apart, PJIO as of Sep 2, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
2 positions in common, counted across the 26 positions we hold weights for in PJIO and 2,787 in VTI, against full books of 49 and 3,543.
You are not choosing between two funds in isolation.
Whichever of PJIO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PJIO or VTI?
PJIO has an expense ratio of 0.54% while VTI charges 0.03%. VTI is the cheaper option, by $51 a year on a $10,000 investment.
Which performed better, PJIO or VTI?
Over the past year PJIO returned -2.72% vs +17.34% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PJIO or VTI?
PJIO has been the more volatile fund at 18.5% annualized versus 12.1% for VTI. Worst drawdown: PJIO -19.4% vs VTI -19.3%.
Should I hold both PJIO and VTI?
PJIO and VTI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PJIO and VTI?
At least 6.6% of PJIO's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 26 positions we hold weights for in PJIO and 2,787 in VTI.
Which pays a higher dividend, PJIO or VTI?
PJIO yields 0.19% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PJIO?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.