PMDE vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricPMDESPYWinner
Expense Ratio0.50%0.09%
AUM$9M$789.1B
Dividend Yield0.00%1.01%
Holdings6505
YTD Return+3.83%+13.75%
1Y Return-+22.91%
3Y Return (annualized)-+21.67%
5Y Return (annualized)-+13.32%
Volatility (annualized)-15.3%
Max Drawdown-1.6%-56.5%
Fund FamilyPGIM InvestmentsState Street Investment Management
CategoryAlternativeEquity
InceptionDec 1, 2025Jan 22, 1993

PMDE vs SPY Performance

PGIM S&P 500 Max Buffer ETF - December (PMDE) is a ETF from PGIM Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, PMDE is up 3.83% versus a gain of 13.75% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.6% for PMDE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

PMDE charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, PMDE currently yields 0.00% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, PMDE or SPY?

PMDE has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which pays a higher dividend, PMDE or SPY?

PMDE yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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