PMFB vs SCHD
PGIM S&P 500 Max Buffer ETF - February vs Schwab US Dividend Equity ETF
Which is better, PMFB or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PMFB | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $6M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 7 | 103 |
| YTD Return | +3.91% | +24.23%Best |
| 1Y Return | +6.19% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 2.5%Best | 13.9% |
| Max Drawdown | -2.9%Best | -14.0% |
| $10,000 over 1.6 years | $11,040 | $12,879Best |
| Fund Family | PGIM Investments | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Jan 31, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 3, 2025 to Sep 17, 2026 (1.6 years).
PMFB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
PMFB vs SCHD Performance
PGIM S&P 500 Max Buffer ETF - February (PMFB) is an ETF from PGIM Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PMFB returned +6.19% while SCHD returned +27.90%. Year to date, PMFB is up 3.91% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.9% compared with 2.5% for PMFB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.9% for PMFB and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.35. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PMFB charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, PMFB currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of PMFB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PMFB or SCHD?
PMFB has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, PMFB or SCHD?
Over the past year PMFB returned +6.19% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PMFB annualized +6.38% vs +17.13% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PMFB or SCHD?
SCHD has been the more volatile fund at 13.9% annualized versus 2.5% for PMFB. Worst drawdown: PMFB -2.9% vs SCHD -14.0%.
Should I hold both PMFB and SCHD?
PMFB and SCHD have a monthly-return correlation of 0.35, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PMFB or SCHD?
PMFB yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PMFB?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.