PSK vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. PSK offers more diversification with 144 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: PSK

Side-by-Side Comparison

MetricPSKQQQWinner
Expense Ratio0.45%0.18%
AUM$691M$455.8B
Dividend Yield7.06%0.41%
Holdings161108
YTD Return-3.33%+19.68%
1Y Return-2.37%+26.75%
3Y Return (annualized)+2.84%+26.25%
5Y Return (annualized)-1.53%+15.39%
Volatility (annualized)8.9%30.6%
Max Drawdown-34.1%-83.0%
Fund FamilyState Street Investment ManagementInvesco (US)
CategoryAllocation/BalancedEquity
InceptionSep 16, 2009Mar 10, 1999

PSK vs QQQ Performance

State Street SPDR ICE Preferred Securities ETF (PSK) is a ETF from State Street Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year PSK returned -2.37% while QQQ returned +26.75%. Year to date, PSK is down 3.33% versus a gain of 19.68% for QQQ.

Over three years, PSK compounded at +2.84% per year against +26.25% for QQQ; over five years the annualized figures are -1.53% and +15.39% respectively. Across the full 17-year window we track, QQQ has the edge at +13.15% annualized vs +0.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 8.9% for PSK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.1% for PSK and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PSK charges 0.45% per year while QQQ charges 0.18%. On a $10,000 position that is $45 vs $18 annually, a gap of $27 per year that compounds over a long holding period. On income, PSK currently yields 7.06% against 0.41% for QQQ.

Holdings Overlap

0.7%overlap

PSK and QQQ share 2 holdings out of 245 unique holdings combined, representing a 0.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PSKWeight in QQQDifference
XEL1.26%0.22%1.04%
TMUS0.49%0.90%0.41%

Frequently Asked Questions

Which is cheaper, PSK or QQQ?

PSK has an expense ratio of 0.45% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

Which performed better, PSK or QQQ?

Over the past year PSK returned -2.37% vs +26.75% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (17 years), PSK annualized +0.20% vs +13.15% for QQQ. Past performance does not guarantee future results.

Which is riskier, PSK or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 8.9% for PSK. Worst drawdown: PSK -34.1% vs QQQ -83.0%.

Should I hold both PSK and QQQ?

PSK and QQQ have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PSK and QQQ?

PSK and QQQ share 2 common holdings with a 0.7% weight overlap. Combined, they hold 245 unique securities.

Which pays a higher dividend, PSK or QQQ?

PSK yields 7.06% while QQQ yields 0.41%, so PSK currently pays the higher dividend yield.

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