PSLV vs VYM

PSLV vs VYM

Which is better, PSLV or VYM?

Silver against Large Cap Value.

VYM has a lower expense ratio. PSLV led over 1Y, 3Y and 5Y, VYM over the full window.

Lower Fees: VYMHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPSLVVYM
Expense Ratio0.56%0.04%Best
AUM$13.3B$81.6B
Dividend Yield0.00%2.22%
Holdings3613
YTD Return-11.02%+11.47%Best
1Y Return+45.48%Best+15.94%
3Y Return (annualized)+39.08%Best+18.03%
5Y Return (annualized)+22.40%Best+12.35%
Volatility (annualized)32.5%12.9%Best
Max Drawdown-79.4%-35.7%Best
$10,000 over 5 years$27,473Best$17,901
Fund FamilySprott Asset Management LPVanguard (US)
CategoryCommodityEquity
StyleSilverLarge Cap Value
InceptionOct 27, 2010Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Oct 29, 2010 to Sep 21, 2026 (15.9 years).

PSLV vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.9 years both funds cover.

PSLV vs VYM Performance

Sprott Physical Silver Trust (PSLV) is an ETF from Sprott Asset Management LP and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PSLV returned +45.48% while VYM returned +15.94%. Year to date, PSLV is down 11.02% versus a gain of 11.47% for VYM.

Over three years, PSLV compounded at +39.08% per year against +18.03% for VYM; over five years the annualized figures are +22.40% and +12.35% respectively. Across the full 16-year window we track, VYM has the edge at +10.15% annualized vs +4.93%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSLV has been the more volatile fund, with annualized monthly volatility of 32.5% compared with 12.9% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -79.4% for PSLV and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.23. They move largely independently of each other.

Fees and Cost Over Time

PSLV charges 0.56% per year while VYM charges 0.04%. On a $10,000 position that is $56 vs $4 annually, a gap of $52 per year that compounds over a long holding period. On income, PSLV currently yields 0.00% against 2.22% for VYM.

You are not choosing between two funds in isolation.

Whichever of PSLV and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PSLVVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PSLV or VYM?

PSLV has an expense ratio of 0.56% while VYM charges 0.04%. VYM is the cheaper option, by $52 a year on a $10,000 investment.

Which performed better, PSLV or VYM?

Over the past year PSLV returned +45.48% vs +15.94% for VYM, so PSLV leads on 1-year performance. Over the longest common window we track (16 years), PSLV annualized +4.93% vs +10.15% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PSLV or VYM?

PSLV has been the more volatile fund at 32.5% annualized versus 12.9% for VYM. Worst drawdown: PSLV -79.4% vs VYM -35.7%.

Should I hold both PSLV and VYM?

PSLV and VYM have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PSLV or VYM?

PSLV yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than PSLV?

VYM has a lower expense ratio. PSLV led over 1Y, 3Y and 5Y, VYM over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.