QBUF vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQBUFQQQWinner
Expense Ratio0.79%0.18%
AUM$161M$455.8B
Dividend Yield0.00%0.41%
Holdings6108
YTD Return+5.03%+17.46%
1Y Return+9.36%+26.02%
3Y Return (annualized)-+25.51%
5Y Return (annualized)-+15.12%
Volatility (annualized)4.4%30.6%
Max Drawdown-8.8%-83.0%
Fund FamilyInnovator ETFs TrustInvesco (US)
CategoryAlternativeEquity
InceptionJul 1, 2024Mar 10, 1999

QBUF vs QQQ Performance

Innovator Nasdaq-100 10 Buffer ETF - Quarterly (QBUF) is a ETF from Innovator ETFs Trust and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year QBUF returned +9.36% while QQQ returned +26.02%. Year to date, QBUF is up 5.03% versus a gain of 17.46% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 4.4% for QBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.8% for QBUF and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QBUF charges 0.79% per year while QQQ charges 0.18%. On a $10,000 position that is $79 vs $18 annually, a gap of $61 per year that compounds over a long holding period. On income, QBUF currently yields 0.00% against 0.41% for QQQ.

Frequently Asked Questions

Which is cheaper, QBUF or QQQ?

QBUF has an expense ratio of 0.79% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, QBUF or QQQ?

Over the past year QBUF returned +9.36% vs +26.02% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QBUF annualized +10.53% vs +13.08% for QQQ. Past performance does not guarantee future results.

Which is riskier, QBUF or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 4.4% for QBUF. Worst drawdown: QBUF -8.8% vs QQQ -83.0%.

Should I hold both QBUF and QQQ?

QBUF and QQQ have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QBUF or QQQ?

QBUF yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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