QDTE vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricQDTEVTIWinner
Expense Ratio0.97%0.03%
AUM$907M$663.5B
Dividend Yield44.78%1.07%
Holdings83,543
YTD Return+3.29%+13.87%
1Y Return+13.10%+23.31%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)17.2%15.3%
Max Drawdown-20.2%-56.6%
Fund FamilyRoundhill InvestmentsVanguard (US)
CategoryEquityEquity
InceptionMar 7, 2024May 24, 2001

QDTE vs VTI Performance

Roundhill Innovation-100 0DTE Covered Call Strategy ETF (QDTE) is a ETF from Roundhill Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QDTE returned +13.10% while VTI returned +23.31%. Year to date, QDTE is up 3.29% versus a gain of 13.87% for VTI.

Risk: Volatility and Drawdowns

QDTE has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.2% for QDTE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QDTE charges 0.97% per year while VTI charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, QDTE currently yields 44.78% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

QDTE and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QDTE or VTI?

QDTE has an expense ratio of 0.97% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, QDTE or VTI?

Over the past year QDTE returned +13.10% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), QDTE annualized +20.50% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, QDTE or VTI?

QDTE has been the more volatile fund at 17.2% annualized versus 15.3% for VTI. Worst drawdown: QDTE -20.2% vs VTI -56.6%.

Should I hold both QDTE and VTI?

QDTE and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QDTE and VTI?

QDTE and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, QDTE or VTI?

QDTE yields 44.78% while VTI yields 1.07%, so QDTE currently pays the higher dividend yield.

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