QGRD vs VTI
Horizon Nasdaq-100 Defined Risk ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | QGRD | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $99M | $663.5B | |
| Dividend Yield | 1.37% | 1.07% | |
| Holdings | 9 | 3,543 | |
| YTD Return | +11.51% | +14.22% | |
| 1Y Return | +16.57% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 16.1% | 15.3% | |
| Max Drawdown | -9.4% | -56.6% | |
| Fund Family | Horizon Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 9, 2025 | May 24, 2001 |
QGRD vs VTI Performance
Horizon Nasdaq-100 Defined Risk ETF (QGRD) is a ETF from Horizon Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QGRD returned +16.57% while VTI returned +22.19%. Year to date, QGRD is up 11.51% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
QGRD has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.4% for QGRD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QGRD charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, QGRD currently yields 1.37% against 1.07% for VTI.
Holdings Overlap
QGRD and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QGRD or VTI?
QGRD has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, QGRD or VTI?
Over the past year QGRD returned +16.57% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), QGRD annualized +18.66% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, QGRD or VTI?
QGRD has been the more volatile fund at 16.1% annualized versus 15.3% for VTI. Worst drawdown: QGRD -9.4% vs VTI -56.6%.
Should I hold both QGRD and VTI?
QGRD and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QGRD and VTI?
QGRD and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, QGRD or VTI?
QGRD yields 1.37% while VTI yields 1.07%, so QGRD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.