QLDY vs SPY

QLDY vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricQLDYSPYWinner
Expense Ratio1.04%0.09%
AUM$51M$821.1B
Dividend Yield38.48%1.01%
Holdings7505
YTD Return+12.87%+12.22%
1Y Return+15.60%+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-14.8%-56.5%
Fund FamilyDefiance ETFs, LLCState Street Investment Management
CategoryAlternativeEquity
InceptionSep 17, 2025Jan 22, 1993

QLDY vs SPY Performance

Defiance Nasdaq 100 LightningSpread Income ETF (QLDY) is a ETF from Defiance ETFs, LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year QLDY returned +15.60% while SPY returned +20.83%. Year to date, QLDY is up 12.87% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -14.8% for QLDY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QLDY charges 1.04% per year while SPY charges 0.09%. On a $10,000 position that is $104 vs $9 annually, a gap of $95 per year that compounds over a long holding period. On income, QLDY currently yields 38.48% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

QLDY and SPY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QLDY or SPY?

QLDY has an expense ratio of 1.04% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $95 per year of difference.

Which performed better, QLDY or SPY?

Over the past year QLDY returned +15.60% vs +20.83% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between QLDY and SPY?

QLDY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, QLDY or SPY?

QLDY yields 38.48% while SPY yields 1.01%, so QLDY currently pays the higher dividend yield.

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